Banana Republic Card

This chain of stores started with the tropics as its main theme, although it has undergone many changes since the 1970s when Gap acquired the company in 1983. Today the store is a conventional luxury clothing store and, while not as original as rather, it is considered the deluxe version of the Gap.Banana-Republic-Credit-Card The Banana Republic offers two credit cards: a store credit card and a Visa credit card. Both cards are similar, but the Visa card gives you the option to earn a modest number of points by spending elsewhere. The main reward system is a points system that gives you 5 points for every dollar spent at GAP-owned stores. When you reach 1,000 points (equivalent to spending $200), you will receive a $10 certificate that you can spend on almost anything. The Visa credit card gives you a bonus point for every dollar spent anywhere that accepts the Visa card. You will also benefit from a 15% discount on your first purchase with the card.


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Both cards also include pre-order notifications, birthday deals, Tuesday deals (10% off) at Gap, Old Navy, and Piperlime, and other exclusive deals. If you can spend more than $800 in a year, upgrade to Luxe which gives you everything you had before plus free shipping on all online purchases, choose your own sale days (15% off ), free modifications, and more rewards.

How To Do The Banana Republic Credit Card Login?

Step 1: Go to the browser and look for

Step 2: And then you will be redirected to the official Banana Republic credit card login portal.

Step 3: Log in with your username and password to access your account.Banana-Republic-Credit-Card-Login

Step 4: Immediately after that, click the “Secure Connection” button.

Step 5: You are immediately in your online account.

That was the entire process to complete the Banana Republic credit card application. It’s a short and simple process. You won’t get stuck anywhere. In case of a problem, you can get in touch with customer service.

Can’t Log In To Banana Republic Credit Card

Forgot Password – the Banana Republic Credit Card Login

Step 1 – Access the browser again and search for

Step 2 – Find “I forgot my username and password” in the login portal.

Step 3 – This time click on “Password”Banana-Republic-Credit-Card-Reset-Password

Step 4: After that, you will be redirected to a page that will help you to reset your password.

Step 5: You need to follow three steps to access this site with a Banana Republic credit card.

Step 6 – In the first step, enter your User ID and Zip Code.

Step 7 – Then click on the “Next” button.

Step 8: After that, enter the required details in the “Choose a password” step.

Step 9 – In the last step, users log in directly to their online account.

Hope you can easily understand this process. If you are stuck between anything related to this, please contact Banana Republic Corporation customer service. It will definitely provide a reasonable solution.

Sign Up To Earn More Rewards

Banana Republic cardholders have a great opportunity to earn up to $10 in rewards just for logging in and signing up to receive updates and offers from Gap Inc. brands.

  • Visit
  • Click the “CONNECT” link in the lower right corner of the screen.
  • Start entering your account number
  • Choose your card between Banana Republic Card and Banana Republic Luxe Card
  • Enter your email address to get 500 points and confirm by entering it again
  • Select the range of brands you want to receive emails for
  • Please enter your mobile number, including area code, to receive SMS rewards
  • Enter the number again to confirm
  • Check the box to accept the terms of use
  • Simply click the “SUBMIT AND CONTINUE” link to continue.

Banana Republic Activate Card :

  1. Visit
  2. First, enter your 16-digit credit card number on the page.
  3. Now enter the 3-digit security code located on the back of the card.
  4. Finally, enter the last 4 digits of the SSN.
  5. Now click on Activate my card button and the card will be activated

Banana Republic Store Card Key Features

  • Spend $5 and earn 5 points at Old Navy, Gap, Banana Republic, and Athleta
  • Receive a $5 reward card for every 500 points at Gap Inc stores or locations.
  • Upon approval of the Banana Republic online credit card, new customers receive a 15% discount on their first card purchase at
  • Reach Luxury status by earning 5,000 points in a calendar year
  • Earn an extra 500 Rewards points when you sign up for eStatements.
  • Enjoy: Shop Days with double points, cardholder-only deals and discounts, free standard shipping on all online orders over $50, and a birthday gift
  • Register your email and earn 500 pointsBanana-Republic-Credit-Card-Rewards

Visa Card From Banana Republic

The Banana Republic Luxe Card and the Banana Republic Luxe Visa Card

There are 2 cards offered by the Banana Republic that are called “Status” or “Elite” expense cards. Buyers cannot directly apply for any of these cards: Banana Republic Luxe status can only be obtained by those who already have a valid Banana Republic card or a valid visa for the company.

To achieve Luxe status, you must meet the following requirements:

  • You must earn 5,000 reward points (excluding bonus points and discounts) in a calendar year
  • Make the minimum payment before the due date after reaching 5,000 points
  • Keep your account healthy
  • The terms and conditions state that the cardholder’s upgrade to Luxury status will be processed within 90-120 days of the customer’s qualification.

Banana Republic Luxe Card

All Banana Republic Luxe base cardholders receive additional benefits (in addition to those listed above for base cardholders).

That means:

  • Earn 5 points for every $1 spent on Gap Inc. brands.
  • $5 reward for every 500 points earned
  • Offers reserved for cardholders in private sales
  • Access to special events early
  • surprise birthday gift
  • Returns without receipt
  • No liability for fraud


  • Free 3-5 day shipping on all Gap Inc online orders.
  • 20% bonus points per quarter
  • Big free changes to Banana Republic purchases
  • Choose your own sale day
  • A toll-free priority line reserved exclusively for Silver cardholders
  • Like the basic Banana Republic card, the Banana Republic Luxe card can only be used within the Banana Republic and Gap Inc family of brands. (Gap, Old Navy, and Athleta).

Luxe Visa Card from the Banana Republic

Introducing the Banana Republic Luxe Visa Card, the updated version of the Banana Republic Visa Card which is the most rewarding card offered in this range. Again, because of its Visa distinction, this card can be used anywhere Visa is accepted.

Along with all the above benefits (basic services + Luxe status), the Banana Republic Visa Luxe card includes:

  • 1 point for every US dollar spent anywhere the visa is accepted
  • Special offers and promotions for Visa cardholders

The banana Card And Its Fees

What does that mean? This means you pay your bill in full and on time every month. If for some reason you are unable to pay the full amount, try to pay as much as possible and repay on time.

Minimum payments must be made. You don’t want to put a large sum of money in your account. If you act responsibly as a cardholder, you will incur minimal additional fees and penalties.

As you can see above, the APR on this card is quite high. With a variable of 25.99%, a large credit card balance can quickly cause problems.

The Banana Republic Visa Card Compared To Others

If you are considering the Banana Republic Visa card, chances are you are an avid shopper. And while you may be looking for specific benefits for your business, other cards with rewards programs can offer more savings in the long run.

A card like Chase Freedom Unlimited rewards daily shoppers, which means you have more storage options to earn points. Along with a generous welcome offer, you’ll receive 5% cashback on Chase travel purchased through Ultimate Rewards, 3% cashback on pharmacy and restaurant visits, including qualified pickup and delivery, and unlimited 1.5% cash back on all other purchases. This allows you to enjoy rewards on your retail purchases as well as any other purchases.

Another option is the Amazon Prime Rewards Visa subscription card, which offers 5% cash back on all purchases at and Whole Foods Market. Other spending categories include 2% off restaurants, gas stations, and pharmacies and 1% cash back on all other purchases. If you shop at regularly or plan to make other purchases throughout the year, don’t discount this card.

How Do I Pay MY Banana Republic Credit Card?

Online Payment: The Banana Republic offers a Card Member Account service that allows you to manage everything related to your credit account, including checking your balance, paying bills, and tracking your rewards. To make your the online Banana Republic credit card payment, click the green “Enter Here” button below to log in or register.

Pay by Phone: The Banana Republic card phone number is 800-234-7455 and the Visa card phone number is 866-450-2330.

Payment by Mail: Banana Republic’s mailing address for credit card payments is: Synchrony Bank, P.O. PO Box 960061, Orlando, FL 32896-0061

Official NameBanana Republic Cardq
Portal TypeLogin
ServicesCredit Card

Common Questions

What are the relevant APRs for the Banana Republic credit card?

Federal Reserve Board statistics show that the average APR is 15% for all credit cards and 17% for prepaid accounts. This card has regular above-average APRs. The Banana Republic Visa card has a variable APR of 27.49%. A 28.49% variable APR is also available for cash advances.

Does the Banana Republic credit card have overseas transaction fees?

The Banana Republic credit card charges a 3% fee for international transactions. For example, if you spend $2,000 on a vacation abroad, you will pay a $60 outbound transaction fee. When traveling abroad, you can leave this card at home and apply for a card that does not charge exit.

What could the Banana Republic credit card do better?

Like most store credit cards, you can only use the Banana Republic Store Card at Banana Republic stores and other Gap Inc stores. -customers buying from the Banana Republic. The card also has a high-interest rate, and you can only use the card’s rewards in the Banana Republic, which makes the rewards inflexible.

About the Banana Republic

In 1978, they left their jobs and moved to the Tamalpais Valley. They wanted to start a business to make money. But first, Mel got a magazine assignment to explore Australia with other journalists for a few weeks. In 1983, Gap purchased the company, changed the name to “Banana Republic” and renamed the stores with a more upscale image.Banana-Republic-Credit-Card-Store The first Banana Republic was founded in 1978 by Mel and Patricia Ziegler. The couple was known to acquire some interesting outfits which they came in contact with through their travel-related jobs. They ended up opening a store in the Mill Valley area of ​​Northern California. They were known for a catalog of hand-drawn items with travel/exploration stories printed alongside them and their safari-themed retail stores. The Zieglers recount the adventures of the first ten years in their memoir Wild Company, published by Simon and Schuster in 2012.

Gap Inc. acquired the Banana Republic in 1983, and in 1988 founders Mel and Patricia Ziegler lost creative control and were eventually renamed Masstige, a luxury clothing retailer. The alphabetically sorted items, hand-drawn catalog, and quirky tourist items were removed and replaced with more luxurious but not exclusive items the brand would eventually be known for and are currently replacing premium materials with cheaper fabrics. and solid quality.


If that’s your goal, you can use your Gap/Banana Republic/Old Navy card and earn up to 10x points when you spend gas and up to 5x bonus points on your travel purchases + 100 points every day until March 31, 2018, until March 31, 2018. Those who want to easily collect a lot of bonus points. I cannot emphasize enough the appeal of this promotion. Let’s not forget that last October’s promotion gave cardholders five times more points for shopping, meals, and travel expenses.

If you’re an avid buyer of Banana Republic (or the Gap brand), you’ll likely appreciate these special credit cards. This is especially true once you reach the coveted Banana Republic Luxe status and enjoy the added benefits that come with it. As far as fees and penalties go, they are pretty strict… so act as a responsible incumbent to minimize them.

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