In-store and online applications are available for the Banana Republic credit cards. Neither Barclays nor Gap Inc. publicly declare the minimum credit score required to approve their cards.


However, most credit card verification sites generally agree that those with a good credit score are likely to be approved, while those with a good credit score are likely to be approved for the Visa card.

Please note that “Luxury” cards cannot be ordered directly; They are only issued to current base cardholders who reach the elite spending level of more than 5,000 points in a calendar year.

How To Apply For Banana Republic Card?

Step 1 – Start navigating to this webpage which will introduce you to the app. The specific information required is as follows:

  • Full name
  • Household
  • phone numbers)
  • Email address
  • annual net profit
  • Length of stay at current address

SYNCB reserves the right to contact you at any number and address provided, please note.

Step 2 – In this step, you will be asked to provide confidential information, including the following:

  • The date of birth
  • Number of Social Security
  • Name of mother’s maiden aunt

Step 3 – At this point, simply choose whether you want to receive your statements electronically or by mail. Those who opt for electronic delivery receive 500 bonus points in advance.

Step 4 – Synchrony Bank will now ask you, before completing your application, to read the Terms and Conditions one last time before agreeing to own a Banana Republic credit card. If you agree to the additional terms listed at the bottom of the page, simply check the box indicating your agreement and submit your request.

The results of your application should arrive shortly. We hope this tutorial has helped clarify the dangers of this credit card while providing enough information about the application process for those willing to take the risk. Take care!